Entrance fee
Ask what the entrance fee purchases, whether it is refundable, how deductions work, and what protects the repayment obligation.
Decision guide
Model the current residence and future-care scenarios together.
Ask what the entrance fee purchases, whether it is refundable, how deductions work, and what protects the repayment obligation.
Request the current fee, included services, second-person charge, historical increases, and the formula or process for future increases.
Get written examples for one or both partners using assisted living, memory support, or nursing care, including whether two residences are charged.
Rules, data, and individual eligibility can change. Check the dated official source and confirm the facility, contract, clinical fit, and payment details directly.