Trigger and timing
Ask whether repayment occurs after departure, death, resale, or re-occupancy and whether a waiting period or queue applies.
Decision guide
Refundable CCRC contracts
A refund percentage is only the beginning of the analysis.
Deductions
Review amortization, refurbishment, unpaid charges, transfer fees, market adjustments, and any maximum deduction.
Credit risk
Understand who owes the refund, where the obligation appears in financial statements, what reserves or protections apply, and how other creditors rank.
Official sources and next step
Rules, data, and individual eligibility can change. Check the dated official source and confirm the facility, contract, clinical fit, and payment details directly.