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Independent Living in Toms River, NJ

Communities with an address in Toms River, NJ. Prices shown below remain visible without a phone number.

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Spring Oak of Toms River community photo 1

Spring Oak Senior Living

Spring Oak of Toms River

2145 Whitesville Rd, Toms River, NJ, 08755

4.8 (78 reviews)18 photos11 floor plans72 amenities
Assisted LivingMemory CareIndependent Living

Published starting price

From $3,250/month

Checked August 8, 2026

Local cost guide

Starting-price patterns in Toms River

Public starting prices only. Samples and modules appear only when coverage is sufficient.

How senior living options compare

Assisted living$4,650median of 5 communities
Memory care$6,818median of 6 communities

Explore nearby

Nearby independent living around Toms River, NJ

Payment planning

How to pay for independent living in Toms River, NJ

Families often combine private income or assets with benefits for which a resident qualifies. Coverage depends on the person, care setting, and facility contract—never assume that a program pays room and board.

U.S. Department of Housing and Urban Development

Find affordable housing resources for older adults

HUD explains public housing, Housing Choice Vouchers, affordable rentals, and counseling resources that may be relevant to independent living.

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HUD Resource Locator

Search HUD housing resources near you

Use the federal resource locator to find public housing agencies and affordable elderly or special-needs housing.

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U.S. Department of Veterans Affairs

Check VA Aid and Attendance eligibility

Qualified veterans and survivors who already receive a VA pension may be eligible for an additional monthly payment when they need help with daily activities.

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Benefit rules and facility participation can change. These links are planning resources, not an eligibility decision or financial advice.