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Independent Living in Niceville, FL | Find With Care

Independent Living facilities in Niceville, FL

Explore 2 communities near Niceville, FL

2 communities

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Community Exterior

★ 4.511 reviews

Rated 4.5 out of 5 from 11 reviews.

Published starting price: $5,600–$7,725/month

1 Bedroom · 2 Bedrooms

Independent Living

American House Bluewater Bay

4595 E Hwy 20, Niceville, FL, 32578

community exterior

★ 4.829 reviews

Rated 4.8 out of 5 from 29 reviews.

Pricing on request

Room details not published

Assisted Living · Independent Living · Memory Care

The Opal at Bluewater Bay

1551 Merchants Way, Niceville, FL, 32578

Home
Independent Living
Florida
Niceville

Published-price coverage

1 of 2 communities

Lowest observed$5,600

Median observed$5,600

Highest observed$5,600

A snapshot of 1 public starting price, not a full-market estimate.

How to read these numbers

Starting price is not total cost

Care assessments, medication support, move-in fees, and other mandatory charges may be additional.

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Explore nearby

Nearby independent living around Niceville, FL

⌖Nearby independent livingShalimar8 miles away ⌖Nearby independent livingFort Walton Beach11 miles away ⌖Nearby independent livingMiramar Beach12 miles away ⌖Nearby independent livingSanta Rosa Beach17 miles away ⌖Nearby independent living

Navarre

27 miles away

⌖Nearby independent livingMilton34 miles away

⌖Nearby independent livingPace41 miles away

⌖Nearby independent livingGulf Breeze42 miles away

⌖Nearby independent livingPensacola44 miles away

⌖Nearby independent livingPanama City Beach47 miles away

Payment planning

How to pay for independent living in Niceville, FL

Families often combine private income or assets with benefits for which a resident qualifies. Coverage depends on the person, care setting, and facility contract—never assume that a program pays room and board. Federal starting points appear across states; state and local resources are added only where a relevant official program has been verified.

Medicare.gov

Know the limits of Medicare coverage

Medicare is health insurance, not a rent benefit. It does not pay ordinary independent-living housing costs or ongoing non-medical long-term care.

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U.S. Department of Housing and Urban Development

Find affordable housing resources for older adults

HUD’s Section 202 program supports rental housing for qualifying low-income adults age 62 and older. It is separate from ordinary market-rate independent living.

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HUD Resource Locator

Search HUD housing resources near you

Use the federal resource locator to find public housing agencies and affordable elderly or special-needs housing.

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U.S. Department of Veterans Affairs

Check VA Aid and Attendance eligibility

Qualified veterans and survivors who already receive a VA pension may be eligible for an additional monthly payment when they need help with daily activities.

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Benefit rules and facility participation can change. These links are planning resources, not an eligibility decision or financial advice.

Explore care and community types

Senior living in Niceville

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Assisted living4 communities Memory care4 communities Independent living2 communities Skilled nursing1 community